Execution-Time Liability Gating for Agentic Commerce State Transitions

This Technical Application Note defines an execution-time liability-gating standard for agentic commerce and other automated state transitions in regulated payment environments. The document formalizes a verifiable evidentiary threshold for transaction authorization where decisions are executed by autonomous agents rather than human actors. It identifies a structural proof gap created by post-hoc reconstruction of intent and specifies an application of Execution-Time Evidence Objects (ETEOs) to bind authorization and decision state contemporaneously at execution time. The standard distinguishes execution-verified transactions from narrative-reconstructed transactions and defines deterministic finality and reinstatement conditions based on the presence or absence of intent-bound execution-time evidence. It is intended for evaluation by payment networks, payment service providers, risk, compliance, and audit stakeholders assessing execution-time provenance, evidentiary sufficiency, and liability allocation in automated commerce workflows. This document does not mandate implementation. It defines the evidentiary threshold at which reliance becomes defensible. Email: founder@workforcevisionai.com