What question did this study set out to answer?

The study aims to evaluate the implementation and outcomes of agricultural insurance programmes for smallholder farmers in Northern Uganda.

February 25, 2026Open Access

Implementing Agricultural Insurance Programmes: A Policy Evaluation Study on Smallholder Farmers in Northern Uganda

Key Points

The study aims to evaluate the implementation and outcomes of agricultural insurance programmes for smallholder farmers in Northern Uganda.
Mixed-methods research including surveys and interviews
Statistical analysis to assess programme outcomes
Comparative analysis of insured versus uninsured farmers' yields
Model estimation for performance evaluation
Insured farmers experienced a 15% average yield increase compared to uninsured farmers
Post-harvest losses reduced by 20% among insured farmers
Demonstrated potential benefits of insurance programmes for smallholders
Recommendations for policy makers to enhance accessibility and coverage areas

Abstract

Agricultural insurance programmes are crucial for risk mitigation in rural areas where crop yields depend heavily on unpredictable weather conditions. The study employed mixed-methods research including surveys, interviews, and statistical analysis to assess programme implementation and outcomes. Findings indicate that insured farmers experienced an average yield increase of 15% compared to uninsured counterparts, with significant reductions in post-harvest losses reported by 20%. The agricultural insurance programmes have demonstrated potential benefits for smallholder farmers in Northern Uganda, warranting further policy consideration and refinement. Policy makers should consider expanding coverage areas and improving accessibility to ensure wider adoption of these programmes. Model estimation used =argmin_ᵢ (yᵢ, f_ (xᵢ) ) +₂², with performance evaluated using out-of-sample error.

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