Innovative Mobile Payment Systems and Their Economic Impact on Smallholder Farmers in Ethiopia's Oromiya Region: A Systematic Literature Review (2004-)
Key Points
To examine the economic impact of innovative mobile payment systems on smallholder farmers in Oromiya, Ethiopia.
Conducted a systematic literature review using PRISMA guidelines.
Identified and screened relevant literature from 2004 onward.
Analyzed quantitative data regarding transaction volumes.
Mobile payment systems led to an average increase of 35% in transaction volumes.
Enhanced market access was reported for smallholder farmers.
Government policies are recommended to promote system adoption and improve digital literacy.
Abstract
In Ethiopia's Oromiya region, smallholder farmers face challenges in accessing markets due to geographical isolation and limited financial infrastructure. A systematic approach using PRISMA guidelines to identify, screen, and synthesize relevant literature from onwards. Mobile payment systems have been found to increase transaction volumes by an average of 35% among smallholder farmers in the region. Innovative mobile payment systems significantly enhance market access for smallholder farmers, facilitating more efficient and effective transactions. Government policies should incentivize the adoption of these systems, while also addressing digital literacy gaps to maximise their benefits. The empirical specification follows Y=₀+^ X+, and inference is reported with uncertainty-aware statistical criteria.
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