Phishing, Vulnerabilities, and AI Defense: A Systematic Review of Cybersecurity Challenges and GRU-Based Mitigation Strategies in Digital Microfinance Institutions

Key Points

• The research aims to explore the cybersecurity challenges faced by microfinance institutions and evaluate AI-based defense strategies.
• Conducted a systematic review of existing literature on cybersecurity in MFIs.
• Analyzed organizational and technical vulnerabilities related to phishing.
• Evaluated GRU-based (Gated Recurrent Units) mitigation strategies for cybersecurity threats.
• Identified a significant increase in phishing attacks targeting microfinance institutions.
• Evaluated the effectiveness of various AI defense strategies in reducing cybersecurity risks.
• Provided insights into the critical vulnerabilities exposed by the digitization process in MFIs.