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The world is rapidly shifting towards digitalization, and the financial industry is no exception.Fintech, which combines finance and technology, has changed how we handle money.Millions of transactions can be completed with just a click, and a wide range of financial products and investments can be made online.Fintech provides an alternative to traditional banking and non-banking finance services, offering secure and convenient transactions for users while reducing operational costs.India has emerged as a leader in the fintech industry, with its large population embracing the new technology.This study examines India's progress in adopting Fintech and its opportunities and challenges for the Indian financial sector.As digitization becomes more prevalent, Fintech is poised to transform the financial landscape, opening up new possibilities for growth and innovation.
Patel et al. (Sun,) studied this question.