Examining the Influence of Development Patterns on Flood Damages along the Gulf of Mexico

The rising cost of floods is increasingly attributed to the pattern and form of the built environment. Our study empirically tests this notion by examining the relationship between development intensity and property damage caused by floods. We examine five years of insured flood loss claims across 144 counties and parishes fringing the Gulf of Mexico. Results indicate that clustered, high-intensity development patterns significantly reduce amounts of reported property damage, while increasing percentages of sprawling, low-intensity development involving recent conversion of open space greatly exacerbate flood losses. These findings demonstrate the importance of community development design in fostering flood-resilient communities.