The subject of the study is the legal support of behavioral supervision within the system of banking regulation in the Russian Federation. The object of the research comprises legal relations arising in the process of exercising supervisory powers by the Bank of Russia aimed at protecting consumers of financial services and reducing consumer risk in the financial market. The study examines the structure of the mechanism of legal support of behavioral supervision and analyzes its constituent elements. Special emphasis is placed on the classification of supervisory instruments into organizational-supportive and regulatory-protective measures. The role of the Bank of Russia as a mega-regulator ensuring a balance between public and private interests through supervisory and regulatory mechanisms is also examined. The methodological framework of the study is based on formal-legal, systemic and functional methods, as well as doctrinal analysis of theoretical approaches to the concept of legal support and its relationship with legal regulation. The scientific novelty of the research lies in the development of an integrated theoretical model of the legal support of behavioral supervision through the concept of the mechanism of legal support. The paper formulates an original definition of legal support as an independent legal category combining a system of legal means and legal activity aimed at achieving public objectives in banking regulation. A functional classification of behavioral supervision instruments is proposed, enabling the systematization of both existing and prospective regulatory measures. It is concluded that effective stability of the banking system depends on the development of a structured supervisory framework that minimizes information asymmetry, enhances the quality of financial products, and ensures proportionate restrictions on access to complex financial instruments for certain categories of consumers.
Konstantin Vladimirovich Perelman (Wed,) studied this question.