Methodological Foundations of Bank Lending and Classification of Factors Affecting the Features of Obtaining Loans

Key Points

• This article aims to explore the methodological foundations of bank lending and classify the factors impacting lending processes for business entities.
• Systematic review of existing methodologies in bank lending
• Classification of factors influencing the loan acquisition process
• Analysis of crediting processes for business entities
• Identification of key methodological foundations for effective bank lending processes
• Classification of various factors influencing lending decisions
• Insight into unique features impacting loan acquisition for businesses