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Presently across the world, financial institutions strive tremendously hard to make financial services smarter to benefit from the advantages of digitization. To enhance client services, financial technology (Fintech) uses a variety of modern breakthrough technologies, including Artificial Intelligence (AI), 5G/6G, Blockchain, Metaverse, IoT, and others, in the financial sector. Many important financial services and procedures, including loans, authentication, fraud detection, quality control, creditworthiness, and several more, would be streamlined and improved by the adoption of technology. However, a need exists for the development of innovative financial products as well as the corresponding technological ecosystem. To launch Information and Communication Technology (ICT) alternatives, various major tech companies have placed their emphasis on Fintech. In this paper, we first explore the latest opportunities in Fintech. Furthermore, we also attempt to present a foundation of the Fintech accelerators, such as IoT, 5G, Digital twins, and Metaverse. Additionally, we also outline recommendations for future research directions in Fintech while looking forwards to potential difficulties.
Ajmani et al. (Thu,) studied this question.
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