India’s past growth story is very interesting. It is one of the major countries among fast growing economies. But, it is highly depending on savings and investment activities. Our financial education is less than 27% though we are excellent in formal education like MBA, M. Com, Engineering etc. the present study is descriptive one. The data is taken from online sources like National Stock Exchange, Bombay Stock Exchange, Reserve Bank of India, Securities Exchange Board of India etc. The main purpose of this research article is motivating the investors by improving financial education. It is found that our financial education is less than formal education rate. So, it is suggested the government, regulators and individuals to take financial education as one major hobby. The main findings of the study are Investment in the indices like Nifty, Sensex, Bank Nifty, Gold Bees will give average and beautiful returns like 10 percent to 12 percent p.a. The decade from 2014 to 2024 is regarded as Modi decade since the Nifty index has provided around 243% returns. It is our duty to adopt Alternative Time Management. That is the available 24 hours must be planned and utilized by people to utilize the time without wasting time on social media activities like cricket, serials, news etc. Top five companies such as TCS, Titan, Bajaj finance are providing more than 20 percent in the year 2024.
Subramani et al. (Fri,) studied this question.