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The purpose of the study is to study the complex process of introducing various new technologies into the banking service system, which improves banking activities and has a number of advantages in the modern world, however, it is accompanied by a number of risks that may negatively affect the same banking activity. To date, the competitiveness of credit institutions directly depends on the speed of their response to rapid changes in the development of information technologies that allow automating banking activities. The materials of this study provide an opportunity to deepen understanding of the specifics of the development of the banking sector. The study of the dynamics of the development of types and models of banking services serves as a prerequisite for forecasting the prospects for further improvement of the banking sector in order to implement the systematic development of banking activities in the Russian Federation
Smolenskaya et al. (Thu,) studied this question.