Dr Vimal Bhatt, an alumnus of IIM Ahmedabad, is an Associate Professor of Marketing at Symbiosis Institute of Business Management, Pune. He has a total academic experience of more than 19 years. He has several research papers to his credit covering qualitative as well as quantitative methodologies, including articles on microfinance. Additionally, he also brings vast experience in successfully completing funded projects on time.Dr Kuldeep Singh is a scholar in the field of microfinance and governance, currently working as an Assistant Professor at Symbiosis Institute of Business Management, Pune. Coming from an economically weak family background, Kuldeep understands poverty and its illness very well. Therefore, he chooses microfinance as his research area to continue his fight against world poverty. In addition, Kuldeep comes from the technology industry (12 years) and is hands-on in technology and project management (PMP®).
Bhatt et al. (Fri,) studied this question.