August 11, 2025Journal of Economics Finance and Management StudiesOpen Access

The Effect of Ease of Use and Security on QRIS Usage Intention Among MSMEs Fostered by KPW BI West Java

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Authors

MPMuhamad Wahyu Adji Pamungkas RPRafi Zahran Paramaputra

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Implication

Mixed methods reveal ease of use and security are crucial for QRIS adoption in MSMEs, suggesting improved frameworks could enhance digital payment acceptance.

Key Points

A positive link exists between perceived ease of use and security and the intention to use QRIS among MSMEs.
Results show perceived ease of use has a p-value of 0.009 and perceived security a p-value of 0.002, indicating a strong impact.
This research applied a mixed-methods design, combining quantitative surveys and qualitative interviews with MSME participants.
Findings highlight the role of user-friendly features and trust in system security as key factors influencing QRIS acceptance.

Cite This Study

Pamungkas et al. (2025) studied this question.

synapsesocial.com/papers/68a35ef30a429f7973328499 https://doi.org/10.47191/jefms/v8-i7-23

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Implication

Mixed methods reveal ease of use and security are crucial for QRIS adoption in MSMEs, suggesting improved frameworks could enhance digital payment acceptance.

The Effect of Ease of Use and Security on QRIS Usage Intention Among MSMEs Fostered by KPW BI West Java

Discussion

Member takes

Implication

Key Points

Cite This Study

The Effect of Ease of Use and Security on QRIS Usage Intention Among MSMEs Fostered by KPW BI West Java

Discussion

Member takes

Implication

Key Points

Cite This Study

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Also Consider