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August 21, 2025International Journal of FinanceOpen Access

Effect of Central Bank Digital Currencies (CBDCs) on the Global Financial System's Stability in Kenya

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Authors

TMTimothy Maina

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Overview

Analysis reveals CBDCs could enhance financial inclusion in Kenya, highlighting potential risks and benefits.

Key Points

  • Introduction of CBDCs may improve financial inclusion and reduce costs, benefiting the unbanked population.
  • Adverse effects include cybersecurity threats and potential disintermediation of traditional banking systems.
  • Desk methodology using secondary data facilitated insights on CBDCs and their implications for monetary policy.
  • Careful implementation and strong regulatory frameworks are crucial for achieving financial stability in Kenya.

Cite This Study

Timothy Maina (2025) studied this question.

synapsesocial.com/papers/68af5210ad7bf08b1ead94cdhttps://doi.org/10.47941/ijf.3113
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