Flame-Retardant Polyurea Coatings: Mechanisms, Strategies, and Multifunctional Enhancements

The imperative for high-performance protective materials has catalyzed the rapid evolution of polyurea (PUA) coatings, widely recognized for their mechanical robustness, chemical resistance, and rapid-curing properties. However, their inherent flammability and harmful combustion byproducts pose significant challenges for safe use in applications where fire safety is a critical concern. In response, significant efforts focus on improving the fire resistance of PUA materials through chemical modifications and the use of functional additives. The review highlights progress in developing flame-retardant approaches for PUA coatings, placing particular emphasis on the underlying combustion mechanisms and the combined action of condensed-phase, gas-phase, and interrupted heat feedback pathways. Particular emphasis is placed on phosphorus-based, intumescent, and nano-enabled flame retardants, as well as hybrid systems incorporating two-dimensional nanomaterials and metal–organic frameworks, with a focus on exploring their synergistic effects in enhancing thermal stability, reducing smoke production, and maintaining mechanical integrity. By evaluating current strategies and recent progress, this work identifies key challenges and outlines future directions for the development of high-performance and fire-safe PUA coatings. These insights aim to guide the design of next-generation protective materials that meet the growing demand for safety and sustainability in advanced engineering applications.