What type of study is this?

This is a Multiple Linear Regression study (also classified as: Observational).

September 10, 2025

Analisis Pengaruh Net Interest Margin (Nim) Dan Biaya Operasional Dan Pendapatan Operasional (Bopo) Terhadap Return on Equity (Roe) Pada Pt. Bank Permata, TBK

Key Points

Partial effect found for operating expense on return on equity at PT. Bank Permata, Tbk, while net interest margin showed no significant impact.
Operating expense to operating income had a significant positive effect on return on equity, highlighting cost management importance.
Analysis employed multiple linear regression with classical assumption tests to assess financial indicators and impacts.
Significant simultaneous influence of net interest margin and operating expenses on return on equity supports comprehensive financial analysis.

Abstract

This study aims to determine the partial and simultaneous effect of Net Interest Margin and Operating Expense to Operating Income on Return on Equity at PT. Bank Permata, Tbk. This research uses data analysis techniques such as classical assumption tests, multiple linear regression analysis, and hypothesis testing with SPSS Version 24. The results show that Net Interest Margin does not have a partial effect on Return on Equity at PT. Bank Permata, Tbk, while Operating Expense to Operating Income has a partial effect on Return on Equity at PT. Bank Permata, Tbk. Simultaneously, Net Interest Margin and Operating Expense to Operating Income have a significant effect on Return on Equity at PT. Bank Permata, Tbk..

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Analisis Pengaruh Net Interest Margin (Nim) Dan Biaya Operasional Dan Pendapatan Operasional (Bopo) Terhadap Return on Equity (Roe) Pada Pt. Bank Permata, TBK

Key Points

Abstract

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