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September 10, 2025KIC International Journal of Social Science and Management

Smart Wallets, Stress-Free Lives: Determinants of Financial Wellness in Kathmandu

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Authors

SMSurendra MahatoTribhuvan UniversityPDP. H. Darji

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Overview

Quantitative analysis reveals financial knowledge and stress affect financial wellness in Kathmandu, indicating a need for comprehensive education.

Key Points

  • Financial knowledge, attitude, stress, and satisfaction are significant determinants of financial wellness.
  • The study shows that financial knowledge impacts wellness positively, while financial activity has minimal direct effect.
  • Analysis employed structural equation modeling to explore the relationships among financial knowledge and wellness variables.
  • Findings suggest a call for enhanced financial education programs to address the emotional aspects of financial well-being.

Cite This Study

Mahato et al. (2024) studied this question.

synapsesocial.com/papers/68c199ee9b7b07f3a061bb64https://doi.org/10.3126/kicijssm.v3i2.83606
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