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September 10, 2025Jurnal Ilmu Manajemen & EkonomikaOpen Access

Generation Z's Consumption and Savings Preferences Amidst Economic Uncertainty: A Thematic Analysis Approach

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Authors

RHRahma HidayatiPAPutri ArdhiniNANurisnaini Ashuratirana

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Overview

Qualitative analysis reveals Generation Z's financial behaviors and the impact of economic uncertainty on their consumption and savings.

Key Points

  • The findings indicate that while Generation Z is aware of the need to save, many struggle due to irregular income and impulsive spending.
  • Quantitative data shows that 63% of respondents allocate over 30% of their income to lifestyle choices, demonstrating the impact of consumerism on savings.
  • Interviews reveal that social media significantly influences the consumption behavior of Generation Z, promoting impulsive purchases.
  • Emphasizing digital financial literacy is crucial for establishing sustainable financial management practices among this cohort, especially in education.

Cite This Study

Hidayati et al. (2025) studied this question.

synapsesocial.com/papers/68c1d7ee54b1d3bfb60f9eb3https://doi.org/10.35384/jime.v17i2.789
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