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September 10, 2025Accounting Analysis AuditingOpen Access

Open APIs in regional banks: Challenges and implementation directions

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TZT. N. Zverkova

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Overview

Analysis of open API impacts on operational efficiency in regional banks, indicating challenges and implementation strategies.

Key Points

  • API integration significantly improves operational efficiency for regional banks, expanding their service offerings.
  • Challenges in implementation include the need to modernize IT infrastructure and ensure cybersecurity measures.
  • Methodologies involved expert assessments and comparative analyses of API implementation experiences in banking.
  • The findings support the development of digital transformation strategies and partnerships with fintech companies.

Cite This Study

T. N. Zverkova (2025) studied this question.

synapsesocial.com/papers/68c1d7fe54b1d3bfb60fa459https://doi.org/10.26794/2408-9303-2025-12-4-46-58
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