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Fintech-driven financial inclusion: A critical analysis of benefits and challenges

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This analysis examines the impact of fintech innovations on financial inclusion, highlighting regulatory and cybersecurity challenges.

Fintech can significantly enhance financial inclusion for disadvantaged populations, improving access to essential services.
Key innovations like digital wallets and peer-to-peer lending can address the gap in financial access among underserved groups.
Challenges such as regulatory issues and cybersecurity threats hinder the widespread adoption of fintech solutions.
Collaboration between fintech companies, regulators, and stakeholders is critical to creating an inclusive financial ecosystem.

Khari et al. (2024) studied this question.

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View Full Paper

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Authors

This analysis examines the impact of fintech innovations on financial inclusion, highlighting regulatory and cybersecurity challenges.

Fintech can significantly enhance financial inclusion for disadvantaged populations, improving access to essential services.
Key innovations like digital wallets and peer-to-peer lending can address the gap in financial access among underserved groups.
Challenges such as regulatory issues and cybersecurity threats hinder the widespread adoption of fintech solutions.
Collaboration between fintech companies, regulators, and stakeholders is critical to creating an inclusive financial ecosystem.

Khari et al. (2024) studied this question.

View Full Paper

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