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September 16, 2025Journal of Community Mobilization and Sustainable Development

Drivers and pattern of indebtedness among agricultural households in India: Insights from a largescale survey

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Authors

SPS PavithraASAlka SinghRBR.R. Burman

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Overview

Survey reveals 50% of agricultural households are indebted, highlighting gaps in financial inclusion and risk mitigation.

Key Points

  • Half of agricultural households in India reported being indebted, indicating significant financial strain.
  • Key funding sources include institutional credit for farm investments and informal loans for non-farm needs.
  • Socially disadvantaged and resource-poor households showed higher vulnerability to indebtedness.
  • Strengthening institutional finance programs could alleviate consumption credit needs and reduce financial risks.

Cite This Study

Pavithra et al. (2025) studied this question.

synapsesocial.com/papers/68d4538f31b076d99fa58dfbhttps://doi.org/10.5958/2231-6736.2025.00116.1
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1A Decadal Analysis Of Agricultural Indebtedness In India: Trends, Patterns, And Regional Variations2025
  2. 2Harvesting Debts: Unravelling The Socioeconomic Impact Of Farmer's Indebtedness2024
  3. 3Determinants of rural credit in India: evidence from a large-scale sample survey2024 · 1 citations
  4. 4The Problem of Indebtedness in Agriculture Sector in India: A Study of Causes and Effects2025
  5. 5Determinants of Access to Institutional Credit for Agriculture Sector: Empirical Evidence from Odisha, India2025