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September 30, 2025Copernican Journal of Finance & AccountingOpen Access

Financial Inclusion Towards Financial Stability in Ghana: Insights from Quantile Regression Analysis

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Authors

PNPhilomina Maku NarhCDCollins Dodzi DzitseUniversity of Cape Coast

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Implication

Quantile regression analysis reveals financial inclusion strengthens financial stability in Ghana, suggesting its priority during economic downturns.

Key Points

  • Financial inclusion positively affects financial stability, especially at higher quantiles.
  • Significant cointegration indicates independent variables force financial stability over the long run.
  • Quantile regression analysis used time-series data from 2005 to 2021 to explore the relationship.
  • Highlighting diverse quantile levels is essential for national financial assessments in Ghana.

Cite This Study

Narh et al. (2025) studied this question.

synapsesocial.com/papers/68dc1e438a7d58c25ebb237fhttps://doi.org/10.12775/cjfa.2025.003
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Also Consider

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  1. 1Financial stability and financial inclusion: a non-linear nexus2024 · 20 citations
  2. 2Financial Inclusion and Financial Stability in Sub-Saharan Africa: Complementary or Trade-offs2024 · 1 citations
  3. 3Financial inclusion and welfare in Ghana2026
  4. 4The impact of financial inclusion on rural–urban households welfare inequality in Ghana : A decomposition analysis2024 · 5 citations
  5. 5Effects of financial inclusion on financial stability: evidence from SSA countries2026 · 1 citations