Strategy For Optimizing The Utilization Of Productive Wakaf For Empowering Umkm In Banjar District

Empowerment of Micro , Small and Medium Enterprises (MSMEs) in Banjar Regency is facing challenge main in the form of limitations access affordable financing . One of the solution potential is utilization endowment productive , which can produce income sustainable For support UMKM sector without depend on loans flowering . Research This aiming For review optimization strategies endowment productive in empowerment of MSMEs in Banjar Regency . The methods used is approach qualitative with studies case , through studies literature and interviews with manager waqf, UMKM actors , and stakeholders interest others . Research results show that although potential endowment productive in Banjar Besar Regency , its utilization Still limited. Optimization strategies that can applied covering improvement training management endowment , strengthening partnership between government and institutions Islamic finance , as well as management asset more endowments professional. Optimization endowment productive can increase MSME access to financing and accelerating empowerment economy local.