The paper examines the impact of the financial environment on household investments by analyzing economic conditions and identifying dependencies between the state of households and the possibility of investing. The study is significant because household investments play an important role in economic growth and financial stability of the state. However, household investment decisions can vary significantly depending on the state of the financial environment. The authors conducted a macroeconomic analysis of the financial environment of households in the Siberian Federal District, systematized macro indicators reflecting its penetration. The results of the study can be used in the development of public policies aimed at improving the financial environment and stimulating household investment.
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Efimovskaya et al. (2024) studied this question.
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