Influence of Financial Literacy, Financial Attitude, and Personality on Financial Management Behavior Among Traditional Market Traders in Sidoarjo

This research aims to determine financial literacy, financial attitudes and personality regarding the financial management behavior of traditional market traders in Sidoarjo. This research uses primary data, namely a questionnaire distributed to 100 respondents using random sampling techniques. The population used is traders operating in the three largest markets in Sidoarjo, namely Larangan market, Porong market and Gedangan market. The data analysis techniques used in data processing are validity test, reliability test, classical assumption test, multiple linear regression analysis, t test and coefficient of determination test using SPSS. The research results show that financial literacy does not have a significant effect on the financial management behavior of traditional market traders in Sidoarjo. Financial attitudes do not have a significant effect on the financial management behavior of traditional market traders in Sidoarjo. Personality has a positive and significant effect on the financial management behavior of traditional market traders in Sidoarjo.