The Impact of MBS on Chinese Real Estate

In the context of the global economic contraction, predicting the future development of China's economy has become one of the key research fields. Real estate, one of the driving forces of China's development, has slowed down in recent years, triggering a series of economic chain reactions. The development of asset securitization is constantly becoming the direction of global financial innovation. Asset securitization has become one of the financial businesses that financial institutions are competing to expand due to its characteristics of dispersing risks and enhancing fund liquidity. Housing mortgage-backed securitization is one of the earliest and most highly regarded models of asset securitization, and its emergence has provided new vitality for the development of the real estate industry in the United States, it also brought about a terrifying crisis. This paper mainly deals with the introduction of MBS, the impact of MBS on banks, and the future trend of real estate under the influence of MBS. The article provides concrete data to support the argument.