A key aspect affecting the competitiveness of banks is the management of IT processes. Effective management of IT processes ensures the reliability, security, scalability of banking services, and fosters innovation implementation. Key issues include uneven load on computing power and personnel, complexities of software integration, and insufficient detailing of technological processes. The use of architectural patterns has been proposed to enhance the efficiency and flexibility of IT infrastructure. Architectural patterns can serve as an effective tool to achieve stable and reliable operation of banking system.
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Hennadii Dakhno (2024) studied this question.
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