Analysis of economic growth and poverty levels in Indonesia based on digitalization and sharia banking financial inclusion

This research aims to analyze Indonesia's economic growth based on digitalization and Sharia banking financial inclusion. Using secondary data for the period 2014 to 2022 per quarter and the Seemingly Unrelated Regression (SUR) method, to find out which variables most influence economic growth and poverty levels in Indonesia. The results found that Sharia banking financial inclusion through the variable amount of financing, growth in funding to the private sector, and the value of sukuk ownership contributed to an increase in Indonesia's economic growth. Furthermore, both financial digitalization and financial inclusion in Sharia banking through the variables of several Sharia ATMs, total assets, amount of financing, and value of sukuk ownership can reduce poverty levels in Indonesia.