Thoughts on Asset Allocation of Chinese Families in the Context of the New Era

Since the reform and opening up, the economic level of Chinese households has shown a sustained increase, mainly manifested in the growth of asset amounts and the diversification of asset distribution forms. This article aims to discuss the status of Chinese household assets in the new era since the reform and opening up, especially after the Third Plenary Session of the 20th Central Committee, the importance of rational allocation of household assets, and suggestions for rational allocation of Chinese household assets in the future period, in order to improve the quality of life and happiness index of families. To contribute to the development of the family itself, the economic prosperity of the country, and social harmony.