This study thesis examines the dynamics and impact of Unified Payments boundary (UPI) and BHIM (Bharat Interface for Money) in India. The learning delves into the development, features and adoption trends of above-mentioned virtual payment platforms and examines their role in transforming the country's financial landscape. The paper also examines factors influencing user adoption, challenges faced by stakeholders and the overall social and economic implications of the widespread use of UPI/BHIM.
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dipal et al. (2024) studied this question.
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