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October 11, 2025Moneta Journal of Economics and Finance1 citations

Artificial Intelligence's Role in Transforming Financial Governance and Decision-Making

Artificial Intelligence and the Future of Financial Governance

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Authors

PLPutri Ayu LestariCACruift Andika

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Overview

Narrative review highlights AI's impact on risk management and financial reporting, suggesting improvements.

Key Points

  • AI applications outperform traditional methods in risk prediction and credit assessment, enhancing financial decision-making.
  • Neural networks and hybrid models achieve predictive accuracies exceeding 85%, showing high effectiveness in financial governance.
  • AI-driven robo-advisors lead to higher investment returns and broaden access to financial services for underserved populations.
  • Challenges such as algorithmic bias and regulatory uncertainties must be addressed to ensure a sustainable AI integration.

Cite This Study

Lestari et al. (2025) studied this question.

synapsesocial.com/papers/68e9b1c1ba7d64b6fc132356https://doi.org/10.61978/moneta.v3i2.916
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