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February 2, 20260 citations

The Effect of Perceived Security, Perceived Ease of Use, and Perceived Usefulness on Interest in Using Linkaja E-Wallet in Mataram City

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DADinda Dwi ArdilaUniversity of MataramHAHandry Sudiartha AtharUniversity of Mataram

Key Points

  • The aim is to assess how perceived security, ease of use, and usefulness influence interest in using LinkAja E-wallet.
  • Sampled 112 respondents using probability sampling with purposive sampling technique.
  • Collected data via a questionnaire on a 1-5 Likert scale.
  • Analyzed data using multiple linear regression with SPSS software, including t-test and f-test.
  • Perceived Security has a negative and significant effect on interest in using LinkAja E-wallet.
  • Perceived Ease of Use positively influences interest in using the e-wallet.
  • Perceived Usefulness also has a positive and significant effect on interest in using.

Abstract

This study aims to determine the influence of Perceived Security, Perceived Ease of Use, and Perceived Usefulness on the Interest in Using LinkAja E-wallet in Mataram City. The sample in this study amounted to 112 respondents taken using probability sampling with purposive sampling technique. Data collection used a questionnaire with a Likert scale of 1-5. The analytical tool used is multiple linear regression analysis using SPSS Software Version 27 Classical assumption testing, partial testing (t-test), simultaneous testing (f-test) and coefficient of determination (R2). The results of this study indicate that the variable Perceived Security (X1) has a negative and significant effect on Interest in Using (Y). Meanwhile, the variables Perceived Ease of Use (X2) and Perceived Usefulness (X3) have a positive and significant effect on Interest in Using (Y).

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Cite This Study

Ardila et al. (2026) studied this question.

synapsesocial.com/papers/6980ffb4c1c9540dea8126d7https://doi.org/10.31538/iijse.v9i1.9050
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