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February 8, 2026Journal of Real Estate Practice and Education0 citationsOpen Access

A Blueprint for Creating a Housing Affordability Study

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KWKiplan S. WomackDepartment of Finance

Key Points

  • The aim is to provide a straightforward guide for producing comprehensive housing affordability reports.
  • Detailed instructions for sourcing housing data
  • Calculations for assessing affordability
  • Examples illustrating the analysis process
  • Guidance on adapting the report for different regions and times
  • A structured approach to develop consistent housing reports
  • Increased ability to analyze and compare affordability across regions
  • Tools for fostering public discussions and influencing housing policy

Abstract

This article presents a simple, cost-free how-to guide for creating a multiperspective housing affordability report for any U.S. metropolitan area. It provides direct data sources, detailed calculations, and illustrative examples and demonstrates how the analysis can be repeated over time and/or across regions to provide temporal and spatial context. Intended for individual researchers and real estate centers alike, this article is a practical resource for producing a data-driven report that can help foster informed discussions and guide policy decisions on this critical issue.

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Cite This Study

Kiplan S. Womack (2026) studied this question.

synapsesocial.com/papers/6988270a0fc35cd7a8845dfahttps://doi.org/10.1080/15214842.2025.2579393
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