What question did this study set out to answer?

The research aims to assess how PMMY schemes influence women entrepreneurs in Sivakasi, focusing on financial accessibility.

February 14, 2026Open Access

Impacting Pradhan Mantri Mudra Yojana Schemes on Women Entrepreneurs in Sivakasi City

Key Points

The research aims to assess how PMMY schemes influence women entrepreneurs in Sivakasi, focusing on financial accessibility.
Conducted surveys among women entrepreneurs to gather insights on their experiences with PMMY schemes.
Analyzed the challenges faced in accessing financial assistance and the registration process.
Evaluated the impact of interest rates on repayment challenges for borrowers.
Many women entrepreneurs lack awareness about PMMY schemes and their benefits.
Financial constraints severely limit their ability to participate in these programs.
Higher interest rates pose significant challenges for managing repayments.

Abstract

Abstract: Women Entrepreneurs in Sivakasi City are facing various problems due to the PMMY Schemes, the biggest problem being that most people do not know any information about the PMMY Schemes and how to access them. Women Entrepreneurs choose the financial constraints they face in their business. They are the most vulnerable to joining those programs and receiving funds. In this Program, Micro, Small Business executives can get the financial support they need, which is a great way for them to face various types of impacts. They say that the impact of the bank's side is the most important part, and then the registration has a significant impact on preparing for registrations in this scheme. Borrowers also face higher interest rates when making instalment payments. Therefore, entrepreneurs need to be informed about this scheme, how to approach it, and easily get financial assistance. Keywords: Women Entrepreneurs, PMMY Scheme, Sivakasi, Finance, Challenges. Title: IMPACTING PRADHAN MANTRI MUDRA YOJANA SCHEMES ON WOMEN ENTREPRENEURS IN SIVAKASI CITY Author: R. Maharaja, Dr. S. Ganapathy, Dr. P. Amarjothi International Journal of Management and Commerce Innovations ISSN 2348-7585 (Online) Vol. 13, Issue 2, October 2025 - March 2026 Page No: 356-366 Research Publish Journals Website: www.researchpublish.com Published Date: 11-February-2026 DOI: https://doi.org/10.5281/zenodo.18610079 Paper Download Link (Source) https://www.researchpublish.com/papers/impacting-pradhan-mantri-mudra-yojana-schemes-on-women-entrepreneurs-in-sivakasi-city

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