Quantitative analysis shows higher mobile payment adoption in urban areas, suggesting policymakers target underserved microbusinesses for financial inclusion.
The adoption of mobile payment systems among microbusinesses in Senegal is a subject underexplored within African Studies and economic literature. The analysis employs quantitative methods, including surveys and secondary data from relevant government databases and financial institutions. Mobile payment adoption among Senegalese microbusinesses was found to be significantly higher in urban areas (75%) compared to rural regions (40%). This study highlights the need for targeted interventions by policymakers to increase mobile payment usage across all geographic and economic sectors. Policymakers should encourage financial inclusion programmes that specifically target microbusinesses in underserved areas, thereby promoting broader adoption of mobile payments.
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Magdy et al. (2000) studied this question.
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