Mixed-method analysis reveals improved financial resilience in rural farmers through livestock insurance policies.
This study examines the impact of school-based livestock insurance policies on rural Kenyan farmers within the agricultural sector. A mixed-method approach was employed, including surveys and focus group discussions. Data were analysed using descriptive statistics and inferential statistical tests such as t-tests for the quantitative data and thematic analysis for qualitative data. Farmers reported an average increase of 15% in livestock investments following the implementation of school-based insurance policies, with a confidence interval of ±3 percentage points. School-based livestock insurance policies appear to be effective in enhancing rural farmers' financial resilience and risk management strategies. Policy makers should consider scaling up these programmes and integrating them into existing agricultural support systems to maximise their benefits for smallholder farmers. The empirical specification follows Y=β₀+β^ X+ε, and inference is reported with uncertainty-aware statistical criteria.
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Oluoch Waweru (2003) studied this question.
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