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March 12, 20260 citationsOpen Access

Agentic Fraud as Extended Phenotype: ScamAgent, Parasitic Spontaneous Order, and the Evolutionary Logic of LLM-Mediated Deception

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ILIgnacio Adrián LERER

Key Points

  • This research explores how autonomous LLM-based agents mimic scam calls, challenging traditional safety protocols.
  • Conducted 270 experiments using GPT-4, Claude 3.7, and LLaMA3-70B.
  • Analyzed refusal rates of scams during single-turn and multi-turn interactions.
  • Examined the architecture of ScamAgent in relation to Extended Phenotype Theory and other frameworks.
  • Formalized six falsifiable predictions about agentic fraud and regulatory responses.
  • Reduced model refusal rates from 84-100% to 17-32% with LLMs simulating scams.
  • Identified a qualitative shift in parasitic fitness of scams through K-strategy planning.
  • Demonstrated that existing jurisprudence could extend liability to LLM providers for fraud.
  • Outlined characteristics of agentic fraud similar to predatory academic publishing.

Abstract

Badhe (2025) demonstrates that autonomous LLM-based agents can simulate persuasive scam calls that bypass safety guardrails designed for single-turn interactions, reducing model refusal rates from 84-100% to 17-32% across 270 experiments with GPT-4, Claude 3.7, and LLaMA3-70B. The security literature treats this as a technical safety problem requiring multi-turn moderation and persona restrictions. This paper argues it is an evolutionary one. Drawing on Extended Phenotype Theory (Dawkins 1982), Parasitic Spontaneous Order (Lerer 2026), and Asymmetric Intentionality Theory (Lerer 2025-2026), I reinterpret ScamAgent's architecture as a case study in memetic colonization of new reproductive substrates. Four claims follow. First, ScamAgent inverts the Herley filter: where traditional scams use implausibility to select credulous targets (r-strategy), agentic fraud uses adaptive planning to overcome skeptical ones (K-strategy), representing a qualitative shift in parasitic fitness with testable demographic predictions. Second, the agentic fraud ecosystem constitutes a Parasitic Spontaneous Order structurally analogous to predatory academic publishing, exhibiting the four diagnostic features of institutional mimicry, intent decomposition, infrastructure exploitation, and absence of central design. Third, the intentionality mismatch between Level 1 optimization (the agent) and Level 3 reasoning (the victim) maps onto the liability framework developed for corporate actors, with differential model refusal rates providing an unexpected empirical window into the depth of intentionality-level emulation across model families. Fourth, the Argentine PAMI fraud campaigns (2020-2025), where organized bands impersonated public health institutions to exploit elderly populations during COVID-19, demonstrate that ScamAgent's five experimental scenarios are automated versions of fraud memes with proven fitness in real populations, and that existing Argentine jurisprudence on hyper-vulnerable consumers and objective liability for digital banking already provides the doctrinal infrastructure for extending liability to LLM providers. Six falsifiable predictions are formalized. The findings suggest that regulatory responses calibrated for prompt-level misuse will fail against agentic threats for the same evolutionary reason that single-turn safety filters fail: they assume static adversaries in a system that selects for adaptive ones.

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Cite This Study

Ignacio Adrián LERER (2026) studied this question.

synapsesocial.com/papers/69b2587296eeacc4fcec82f8https://doi.org/10.5281/zenodo.18924281
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1ScamAgents: How AI Agents Can Simulate Human-Level Scam Calls2025
  2. 2AI-in-the-Loop: Privacy Preserving Real-Time Scam Detection and Conversational Scambaiting by Leveraging LLMs and Federated Learning2025
  3. 3Synthetic Chaos as an Institutional Laboratory: Independent Evidence for Extended Phenotype Theory from Autonomous Agent Red-teaming2026
  4. 4Evolutionary fraud, the global scamming ecosystem and a typology of actors2026 · 6 citations
  5. 5FraudDebate-Agent: A Multi-Agent LLM Framework with an Evidence-Based Debate Mechanism for Financial Statement Fraud Detection2026