An Analytical Study on The Influence of Artificial Intelligence On Financial and Tax Literacy Among Salaried Women: A Study of Junagadh City

Artificial Intelligence (AI) has emerged as an important technological advancement influencing taxation andfinancial management in the era of digital transformation. The present study, titled “An Analytical Study onthe Influence of Artificial Intelligence on Financial and Tax Literacy Among Salaried Women: A Study ofJunagadh City". examines how AI-based financial tools enhance tax literacy and financial awareness amongworking women. The study is based on primary data collected through a structured questionnaire fromsalaried women in Junagadh City. Statistical analysis led to the acceptance of the Null Hypothesis, indicatingno significant difference in AI adoption across age groups. Findings reveal that respondents are aware of anduse AI tools such as tax planning platforms, investment advisory apps, AI chatbots, and financial calculatorsto understand tax slabs, deductions, exemptions, and regime comparisons. However, actual financial behaviordepends largely on personal responsibility and financial capability. The study concludes that AI acts as asupportive informational tool rather than a transformative factor.