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March 29, 2026Scientific ReportsOpen Access

Enhancing credit card fraud detection with a hybrid approach using machine and deep learning

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Authors

NGNagwa GamalEYEman M. G. YounisWMWaleed M. Makram

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Overview

Evaluates hybrid approaches for improving credit card fraud detection, highlighting effective machine and deep learning methods.

Key Points

  • The aim is to enhance the accuracy and efficiency of credit card fraud detection using machine learning and deep learning techniques. The study also addresses data imbalance in transaction datasets.
  • Applied synthetic minority oversampling technique (SMOTE) and SMOTE-ENN hybrid sampling to balance datasets
  • Evaluated 37 machine learning and deep learning models for fraud detection
  • Utilized SHAP and LIME for interpretability of model outputs
  • Developed two stacking ensemble approaches combining various algorithms, including Extra Trees, CNN, LSTM, and XGBoost
  • Achieved exceptional model performance with accuracy, precision, recall, F1-score, and AUC all reaching 1.0
  • Stacking ensemble methods showed significant advancements over traditional models
  • Deep learning methods, including Feedforward Neural Network and Multilayer Perceptron, demonstrated strong capabilities in detecting fraud patterns

Cite This Study

Gamal et al. (2026) studied this question.

synapsesocial.com/papers/69c8c30dde0f0f753b39da84https://doi.org/10.1038/s41598-026-42891-4
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