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Introduction Generative Artificial Intelligence (GenAI) is transforming education by enabling personalized learning and more efficient teaching practices. However, it raises critical ethical concerns, including data privacy, algorithmic bias, and educational inequality, requiring comprehensive regulatory frameworks and pedagogical strategies. Methods A Systematic Literature Review (SLR) was conducted, analyzing 53 peer-reviewed articles published between 2020 and 2024. The search was performed in Scopus and Web of Science using defined inclusion criteria focused on GenAI applications in education. Data were synthesized thematically and supported by theoretical frameworks from ethics, regulation, and learning sciences. Results The findings reveal that while GenAI enhances personalized feedback, instructional automation, and learning accessibility, it simultaneously introduces risks such as loss of cognitive autonomy, institutional misuse of student data, and lack of regulatory oversight. Case studies from Stanford and the University of Toronto illustrate both opportunities and limitations of GenAI adoption in higher education. Discussion GenAI can benefit education if implemented within ethical, legal, and pedagogical boundaries. The study highlights the urgency of designing inclusive regulatory frameworks, strengthening digital literacy, and integrating GenAI tools with constructivist and self-determined learning models. This review offers practical recommendations for educators, policymakers, and technologists aiming to use GenAI responsibly in educational environments.
García-López et al. (Mon,) studied this question.