What question did this study set out to answer?

This study aims to understand how attitudes, subjective norms, and perceived behavioral control influence retirement financial planning in Malaysian Millennials.

April 23, 2026Financial Planning ReviewOpen Access

Retirement Financial Planning Among Malaysian Millennials: Insights From the Theory of Planned Behavior

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Authors

CHCheong Tong HooUniversity of Malaya JAJeya Santhini Appannan MIMaria Mohd IsmailUniversity of Malaya

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Implication

Quantitative study explores predictors of retirement financial planning in Malaysian Millennials, indicating key attitudes and moderating effects.

Key Points

This study aims to understand how attitudes, subjective norms, and perceived behavioral control influence retirement financial planning in Malaysian Millennials.
Quantitative approach utilizing survey data from Millennials in Klang Valley, Malaysia.
Analysis conducted using SmartPLS software.
Attitude acts as the strongest predictor of retirement financial planning.
Perceived behavioral control also positively impacts retirement planning, while subjective norms do not.
Financial self-efficacy negatively moderates the relationships between all three behavioral components and retirement planning.

Cite This Study

Hoo et al. (2026) studied this question.

synapsesocial.com/papers/69e9baeb85696592c86ece2a https://doi.org/10.1002/cfp2.70029

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Implication

Quantitative study explores predictors of retirement financial planning in Malaysian Millennials, indicating key attitudes and moderating effects.

Retirement Financial Planning Among Malaysian Millennials: Insights From the Theory of Planned Behavior

Discussion

Member takes

Implication

Key Points

Cite This Study

Retirement Financial Planning Among Malaysian Millennials: Insights From the Theory of Planned Behavior

Discussion

Member takes

Implication

Key Points

Cite This Study

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