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May 3, 2026Open Access

Financial Technology and Strategic AI Integration in FinTech: Transforming Banking, Payments, and Building a Sustainable Economy—Challenges and Opportunities

Otilia Manta Valentina Vasile Shigeyuki Hamori

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Key Points

To explore the role of AI in transforming financial systems through digitalization.
Examine the effects of AI on banking and payments
Discuss the challenges and opportunities in FinTech
Analyze the implications for a sustainable economy
AI integration enhances the efficiency of Financial Technology
Digitalization reshapes traditional banking frameworks
Strategic AI use offers new opportunities for sustainable economic growth

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Implication

This analysis highlights digitalization's impact on banking and payments, suggesting AI integration may enhance Financial Technology solutions.

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Cite This Study

Manta et al. (2026) studied this question.

synapsesocial.com/papers/69faa2e204f884e66b5337b8 https://doi.org/10.3390/fintech5020039

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