Qualitative analysis reveals how digital financial literacy affects women's financial access, savings, and investment in India, suggesting a path for empowerment.
With the expansion of Digital Financial Services (DFS), women have a considerable chance of inclusion in financial practice; as the middle step is the shift between access and practical use, Digital Financial Literacy (DFL) must be achieved. This paper examines what role DFL plays in influencing the financial behaviour of women in a country such as India which has great financial access yet there exists a significant gap between males and females when it to digital adoption. The research is based on a qualitative secondary data analysis conducting a synthesis of academic and policy documents that frame DFL as a complex construct that consists of dimensions of awareness, skills, risk management, and consumer rights. It analyses financial behaviour of women in terms of savings, investment, and credit by making the argument that they are logical practices constrained by a system.
No takes yet. Share an insight, caveat, or question.
Verma et al. (2026) studied this question.
Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context: