Cooperation in an Uncertain World: For the Maasai of East Africa, Need-Based Transfers Outperform Account-Keeping in Volatile Environments

("debt"). In osotua, one asks if in need, and one gives in response to such requests if doing so will not threaten one's own survival. In esile relationships, accounts are kept and debts must be repaid. We refer to these as "need-based" and "account-keeping" systems, respectively. Need-based transfers lead to more risk pooling and higher survival than account keeping. Need-based transfers also lead to greater wealth equality and are game theoretically dominant to account-keeping rules.