In the world of technology, machine learning, or ML, is a well recognized word. It is concerning, therefore, when ML models are used in financial institutions. Actually, in order to provide their clients with the greatest experience possible, the Industry 4.0 has pushed them to grow their digital system. The definition and uses of machine learning as well as the current state of the finetech market in Nigeria will be covered in this publication. As a result, we will forecast how financial institutions will develop in the future and whether or not to employ machine learning.
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Md.mafiqul Islam (2024) studied this question.
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