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One of the national agendas in Indonesia is delivering financial literacy towards its society. This movement was in response to a report that Indonesia was ranked as a country with the lowest financial literacy lever among other countries in the Asia-Pacific region. This study aims to investigate the impact of attitude, subjective norm, and financial literacy on saving intention and behaviour among teacher students in a public university in Jakarta, Indonesia. Teacher students are pre-service teachers who could promote financial literacy at schools in the future. Data was collected using an online survey. In total, there were 212 usable instruments and data was analysed using exploratory and confirmatory factor analysis. As a result, two hypotheses were rejected: financial literacy was insignificant to influence attitude towards saving and saving intention. Other results, financial literacy and saving intention significantly influenced saving behaviour. In addition, attitude and subjective norm significantly influenced saving intention. Implication for practice and future research are discussed. DOI: 10.5901/mjss.2016.v7n6p41
Widyastuti et al. (Tue,) studied this question.