Banking in the Digital Age: Predicting Eligible Customers through Machine Learning and AWS

This research project focuses on utilizing machine learning techniques to predict loan default among applicants in the context of financial organizations. Loan approval decisions carry substantial risks, and not all applicants can be deemed trustworthy. The primary goal of this research is to determine the feasibility of accurately presenting loan defaults by analyzing a dataset sourced from Kaggle.The project involves data analysis and the application of machine learning algorithms, including logistic regression, K Nearest Neighbor, and Decision tree. Implementation will be carried out using Python programming language within Visual Studio Code, with version control through GitHub, and eventual deployment on the AWS Cloud platform. The anticipated outcomes aim for high prediction accuracy and moderate training and validation data loss, contributing to more informed decision-making in the lending process.