Snapshots of Home Is Where Your 529 Plan Is: State Variation in Plan Offerings

Quickly apply original, key PMR-published papers with Snapshots—a short article companion that distills PMR research into compressed, digestible takeaways, so you can put the paper’s core ideas to work in your investment process—fast. This Snapshot article is based on research arguing that states that offer only one age-based 529 risk group tend to provide higher-cost funds whose risk often resembles moderate or aggressive options in states with multiple risk groups, limiting flexibility for investors, especially conservative ones.