Arguments for replacing the welfare state with more ‘self-reliance’ are morally questionable. Relying upon state assistance is importantly different from merely receiving it. Furthermore, ‘self-reliance’ as it is currently advocated amounts to reliance upon families. They must necessarily have discretionary control over needed resources in a way that state administrators of ‘welfare rights’ need not; and that makes those vulnerabilities morally more objectionable than equally heavy reliance upon state services.
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Robert E. Goodin (1985) studied this question.
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