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June 10, 2026International Journal of Entrepreneurship and Small BusinessOpen Access

Digital finance, financial literacy, and SME performance

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Authors

RPRenato PereiraNONada OmarSGSummeya Gafur

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Overview

Analyzing the effects of digital finance and financial literacy on small and medium-sized enterprise performance, indicating potential growth strategies.

Key Points

  • To examine how digital finance and financial literacy influence the performance of small and medium-sized enterprises (SMEs).
  • Conducted surveys of SMEs to assess financial literacy levels and digital finance usage
  • Analyzed SME performance metrics in relation to their financial practices
  • Utilized statistical methods to correlate financial literacy and digital finance with performance outcomes
  • Increased financial literacy led to a 20% improvement in SME performance metrics
  • Digital finance adoption was associated with a 15% rise in investment strategies
  • A significant correlation between financial literacy and the effective use of digital tools was found, p<0.005

Cite This Study

Pereira et al. (2026) studied this question.

synapsesocial.com/papers/6a28fecb6f82f25be989be88https://doi.org/10.1504/ijesb.2027.10079033
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Also Consider

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  3. 3Unravelling the ESG-financial performance nexus2026
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  5. 5Digital horizons: navigating the e-commerce evolution in emerging markets2026